Damage & rule violations
Last updated August 3, 2026
Nobody enjoys this page, so we made it specific instead of vague. Here is the security hold, every fee we can charge and what triggers it, how we document damage before billing anyone, and how to push back if you think we got it wrong. Accidents you tell us about are almost never charged — that is the whole point.
Tell us first and it is usually free
Accidental damage reported before you check out is almost never charged. We would far rather hear it from you than find it at turnover. Text us — that is what the number in your guidebook is for.
The security hold
We place a $250 pre-authorization on the card used to book, roughly 3 days before arrival. A pre-authorization is not a charge — it reserves the amount against your available credit and no money moves unless we bill against it.
- The hold is released after check-out, typically within 7 days. How quickly it clears your statement is up to your bank, not us.
- The hold is a floor, not a cap. It does not limit your responsibility if actual damage exceeds it, and it does not function as a damage waiver or insurance.
- If your card is declined for the hold, we will contact you for another card. An unresolved hold can delay your access code.
What we never charge for
These homes are meant to be lived in for a week. Ordinary use is priced into the rate.
- Normal wear and tear — scuffed floors, faded linens, a worn cabinet pull
- Mechanical or appliance failure that was not caused by misuse
- Small accidents you tell us about before check-out: a broken glass, a stained towel, a wine spill we can treat
- Anything already documented in the home before your arrival
What we do charge for
- Damage beyond normal wear to furniture, flooring, walls, appliances, or fixtures
- Stains, burns, or odors that require replacement rather than laundering
- Damage to the owner's personal property, landscaping, or a shared common area
- Cleaning that goes materially beyond a standard turnover
- Any violation on the published fee schedule
- Fines assessed against the owner or manager by an HOA, condo association, or the City of Pensacola as a result of your stay
Fee schedule for rule violations
These amounts are agreed to at booking. They are not punitive — they reflect what remediation actually costs us and the nights a home cannot be rented while we fix it. A fee is separate from, and in addition to, any repair or replacement cost.
| Violation | Amount |
|---|---|
| Smoking, vaping, or cannabis useCovers ozone treatment, laundering of all soft goods, and any nights the home cannot be rented while it airs out. Applies inside the home and on any porch, balcony, or shared walkway. | $500 minimum, plus actual remediation cost |
| Party, event, or gathering beyond registered guestsIncludes commercial photography or filming without written approval. The stay ends immediately and no remaining nights are refunded. | $1,000, plus any damage and lost nights |
| Unregistered overnight guestsOccupancy caps come from local ordinance, insurance, and the owner. Daytime visitors within reason are fine; unregistered overnight guests are not. | $150 per person, per night |
| Undisclosed petGuests with allergies stay in these homes. An approved pet costs a fraction of this — just tell us in advance. Service animals are never charged. | $300 deep-clean charge, plus any damage |
| Unapproved late check-outCleaners are scheduled to the minute and the next guest arrives at 4:00 PM. Ask us and we will accommodate a late departure whenever we can. | $50 per half hour, up to one full night's rate |
| Sustained noise or a verified neighbor complaintCharged after a documented complaint or a decibel alert during quiet hours that continues after we reach out to you. | $250 per incident |
| Lost keypad fob, remote, or garage openerSharing your access code outside your registered party also falls here. | Actual replacement cost, plus $75 rekey where required |
| Excessive trash or refuse left behindNormal trash in the bins is expected. This covers hauling away volume that will not fit in the home's bins on collection day. | $150 |
| Missing or stolen itemsLinens, towels, cookware, decor, and electronics. We inventory each home between stays. | Full replacement cost |
| Tampering with a smoke, CO, or noise-monitoring deviceThese are life-safety and neighbor-compliance devices. Disabling one is treated as a material breach. | $350 per device, plus replacement cost |
| Illegal activity on the propertyReported to law enforcement. Includes possession or use of illegal substances, weapons violations, and any activity that endangers guests or neighbors. | Stay ends immediately, no refund |
Every one of these traces back to a rule in our House Rules, which form part of your Rental Agreement.
How enforcement actually works
We reach out first
For anything that can be corrected — noise, an extra car in the wrong spot, a visitor who stayed late — you get a text or a call before anything else happens. Most issues end here.
Written notice
If the issue continues, you receive written notice by email describing the violation and what has to change. Any fee from the schedule below is quoted in that notice.
Termination of the stay
Smoking, a party, illegal activity, exceeding occupancy after notice, tampering with safety devices, or harassment of neighbors or staff ends the stay immediately. You will be asked to leave, no remaining nights are refunded, and the applicable fee still applies.
Assessment and documentation
After checkout we photograph anything we intend to charge for and email you the photos, an itemized cost, and the invoice or estimate behind it — within 14 days.
Your chance to respond
You have 7 days from that email to reply with your side before we charge the card on file. If you show us we got it wrong, we drop it.
Disputing a charge
Reply to the assessment email within 7 days with photos, context, or anything else that tells your side. A person reads it. If the evidence does not clearly support the charge, we drop it — we are a small local company and we would rather lose a repair cost than a guest.
Please come to us before filing a card chargeback. A chargeback filed without contacting us first does not pause the assessment, and we will respond with the documentation described above. Unpaid amounts may be referred for collection, and you may be charged reasonable costs of collection where Florida law permits.
Removal from the property
The short version
Smoking, a party, illegal activity, exceeding occupancy after notice, disabling a safety device, or harassing neighbors or our staff ends the stay on the spot.
Your booking is a transient occupancy license for vacation use, not a tenancy. Ending it for a material breach does not require an eviction proceeding under Florida landlord-tenant law. If the stay is terminated for cause, remaining nights, the cleaning fee, and taxes already collected are not refunded, and applicable fees still apply.
Insurance and your own coverage
The security hold is not insurance. It does not cover your personal belongings, your medical costs, or your trip. Many homeowner and renter policies extend some coverage to short-term stays, and travel insurance is worth considering for trips during hurricane season. Damage you cause may be reported to the property owner's insurer where the amount warrants it.
Questions before you book
If any of this gives you pause, ask us at support@walnutcoast.com. We publish this in detail specifically so nothing on it is a surprise after a great week in Pensacola.
Questions?
We would rather answer a question before you book than argue about it after. Reach out and a real person from our Pensacola team will respond.
Contact Walnut Coast